Providus Bank: USSD Codes, mobile banking, contacts & more

Providus Bank PLC started in 2016 when it obtained its banking license from the CBN. Today, it has 400+ employees across more than 5 branch offices in Nigeria.

In this article, we’ve provided the key things you need to know about Providus Bank, including their internet banking, mobile banking, customer care, SWIFT Code and financial products amongst others.

An overview of Providus Bank

  • June 2016: Obtained commercial banking license from the CBN and commenced operations.
  • November 2018: Registered as a regional commercial bank, serving clients in Lagos State and the FCT.

Providus Bank currently has over 400 employees spread across 5+ branch offices.

Providus internet banking

Providus internet banking allows customers to bank online without any hassle. All you’ll need is a mobile or desktop device, an internet connection, and a web browser.

Registration for Providus internet banking

It’s fast and easy to sign up for Providus internet banking. All you need to do is open this page on a browser, provide your Providus customer ID and follow the prompts.

Login to Providus internet banking

You can log in to the Providus internet banking portal here. 

Providus Bank mobile banking

ProvidusMobille makes it possible for customers to make seamless and easy transactions without moving an inch from their doorstep. It’s an extension of the Personal Online Banking platform and it offers speed and ease of use.

Key features

  • Instant Account Opening
  • Single and Bulk transfers
  • Biometric login and Authentication.
  • QR Payment
  • Quick Services 
  • Limit Management
  • Airtime and Bill payments

How to download the Providus Bank Mobile app


You can download and install ProvidusMobile from the Google Play Store. It has a small size of 20 MB and over 50,000 downloads. It currently has a review rating of 3.5 from over 350 users.


If you’re using an iOS device, you can download and install ProvidusMobile from the Apple App Store

Providus USSD Banking

As of the time of writing this article, Providus Bank is yet to designate a USSD code for its banking operations. In the meantime, you can make use of their mobile banking and internet banking services.

Providus Bank customer care

If you have any complaints or enquiries, you can always contact Providus Bank. They have a customer concierge team that will attend to you.

Customer care number

  • 070077684387
  • 012367720



Providus Bank head office address

Providus Bank has a head office where they manage the banking services they offer. You can also visit the headquarters if you have any complaints. It is situated at 724 Adetokunbo Ademola Street, Victoria Island, Lagos, Nigeria.

Providus Bank financial products, services, and account types

Personal Banking

Providus Personal Banking is designed to cater for the needs and wants of almost all individuals. Customers have access to current accounts, savings accounts, debit cards, loans and many other financial products. They can also open domiciliary savings or current accounts.

1. Current Account

  • Affluent Current
  • Domiciliary Current
  • Salary Account

2. Savings Accounts

  • Youth Account
  • Affluent Savings
  • Retiree Account
  • Domiciliary Savings
  • FutureProvidus Account

3. Domiciliary Savings Account

A Domiciliary Savings Account allows you to send, receive and save money in foreign currencies. It will have features of both a savings and a Dom account. The benefits are listed below.

  • Internet Banking
  • SMS alerts
  • Free E-Alerts & E-Statements
  • Local & International Transfers
  • Mobile Banking
  • Access to in-branch services


  • The only supported currencies are Dollars, Pounds, euros and YUAN.
  • A minimum opening balance of $50 or its equivalent is required.

4. Domiciliary Current Account

A Domiciliary Current Account allows you to send, receive and spend money in foreign currencies. It will have features of both a current and a Dom account. Here are the benefits.

  • Internet Banking
  • Access to in-branch services
  • SMS alerts
  • ProvidusBank Gold Debit Card denominated in Dollars
  • Local & International Transfers
  • Mobile Banking
  • 24 hours banking service
  • Loans & Overdrafts


  • The only supported currencies are Dollars, Pounds, euros and YUAN.
  • A minimum opening balance of $50 or its equivalent.

Private Banking

Providus Private Banking provides various financial services that can help you manage and grow your wealth. You won’t just be saving money or making transactions, but investing funds as well.

This banking service comprises Wealth Planning, Providus Dollar Note, Relationship Banking as well as Investments.

Learn more about Providus Private Banking service


Providus Bank cards pave way for easy banking. This is done by providing card-based solutions in a way that meets customers’ unique needs. You can request and get a Providus debit card. It can be Verve or Mastercard.

Providus Bank loans

Providus Bank allows customers to apply for and obtain personal loans. These loans have varying repayment terms and interest rates. The loan amount will depend on your monthly income and a few other things.

How to apply for Providus Bank loans

If you want to apply for a loan at Providus Bank, contact their customer service and they will direct you on what to do. Alternatively, you can visit any of the Providus Bank branches and ask about their available loan products and requirements.


Providus Bank has a website where you can see all information about them on the web and learn more about their services. The website is

Providus Bank SWIFT Code information

A SWIFT code is a set of 8 or 11 digits that represents a bank branch. You’ll need to use one when sending money internationally.

Bank NameProvidusBank Plc
Bank Address724 Adetokunbo Ademola Street, Victoria Island, Lagos, Nigeria

Providus Bank branch locations

If you’re trying to visit a Providus Bank branch in any part of Nigeria, we have you covered. Visit the Providus branch locator to find the office address of all branches.

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Victor Iyiola

Victor Iyiola

Victor Iyiola is a Content Writer with He has a great passion for Business, Finance, and Entrepreneurial topics. Victor is a big fan of
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