7 Best loan apps in Uganda to get instant loan (2024)

Have you searched for “the best loan apps in Uganda”? If you answered yes, search no further… This article answers your query.

Whether you are looking to get a short-term or long-term loan, the loan apps listed in this post are your go-to options. And you don’t need any paperwork or provide collateral during the process. 

To get started, download any of your choice loan apps on your mobile phone, sign up, and request a loan.

Let’s go ahead and check out the best loan apps in Uganda!

Best loan apps in Uganda

  • Cente Mobile App
  • ManguCash
  • Equity Eazzy app
  • Zofi Cash
  • Mobi loan Uganda
  • Mobizpay
  • QuickSente

1. CenteMobile

CenteMobile is a product of the Centenary Bank. This application allows people to transact and access other banking services by using the app on their mobile phones anywhere and anytime. 

You can request a loan anytime; the minimum and maximum amount to borrow is UGX5,000 to UGX 5,000,000. The requirements for getting approved for a loan include the following;

  • Have an account with the bank 
  • Sign up with the app
  • Input your mobile number
  • Input the access pin, which will be sent through your phone.
  • Finally, a solid network to operate the app.

2. ManguCash

The ManguCash loan app is another top loan platform in Uganda operated by Volantis Company Limited. The process of obtaining a loan is easy on this platform. 

ManguCash offers instant loans at an affordable interest rate of 12% for 180 days. To apply for the loan, you need to provide your mobile number and BVN and answer all the questions that will be asked.

You can borrow from UGX60,000 to UGX 400,000, and the amount increases whenever you pay your loan on time.  The app is available to download on the Google Play Store.

3. Equity Eazzy App

The EazzyLoan loan app is one of the oldest products of Equity Bank. You can get loans, send and receive money, pay for online transactions, and save money. 

The interest rate is very affordable and offers a flexible repayment time of 30 days. And you can borrow up to UGX 3,000,000. To secure a loan in this app, you have to;

  • Download the app from the Google Play Store or App Store
  • Sign-up or log in to your Eazzy loan app
  • Click on loans
  • Click on the loan limit
  • Request for loans
  • Input the amount
  • Accept the conditions
  • Input your pin.
  • Have an active equity bank account for up to six months

4. Zoficash

Zoficash is an online loan app from which people in Uganda can get a loan. Through the app, salary earners have the opportunity to get everyday loans till they get paid in their workplaces. 

In other words, with Zoficash, employees need not stress over meeting up with financial emergencies because they can access up to 50% of their salaries as a loan 

For instance, if you earn UGX 500,000 as your salary, you can get a loan of up to UGX 250,000. To get started, you need to download the app from the Google Play Store or App Store, sign up, and go through the process of acquiring the loan.

5. Mobi Loan

The Mobi loan app is a very popular loan app in Uganda. It gives quick loans and requires minor procedures to get one. It delivers loans within 24 hours, and you can request a minimum of UGX 5,000 and a maximum of UGX 2,000,000. 

You can get started by downloading their app from Google Play Store. You can also access a loan through USSD by dialling the code *244# on your phone. This makes it easier for their customers to receive money in seconds in case of emergencies.

6. MobizPay

MobizPay is also one of the best loan apps in Uganda; it offers instant loans for business purposes. They offer a loan amount of about UGX 500 to UGX 3,000,000 and an interest rate of 10% monthly. 

This loan app can also be used to buy data and airtime, pay for a TV subscription, electricity, water, band light bill, and other bills. After your loan application is processed, the money will be credited to your account.

Download their app on Google Play Store or App Store to get started.

7. QuickSente

QuickSente is one of the best and most used loan apps in Uganda. This platform offers instant loans to those that need urgent cash for personal or business expenses. 

They provide loan amounts from UGX 60,000 to UGX 500,000

with an interest rate of 12% for 180 days. The app is available to download on Google Playstore.


The above-listed loan apps in Uganda are just a few. There are more loan apps in Uganda open for people to take loans for their personal needs and businesses. 

You can access a loan by downloading any of these loan apps, registering with them, and requesting a loan. If you meet the requirements, you will be given the loan immediately.

Ensure you carefully read through the terms and conditions of these loan apps before applying. And choose only the one that suits your needs and preferences.

What is a mobile loan?

A mobile loan is a loan you can request and get through your mobile phone. For instance, you can use a loan app on your mobile phone to borrow money from a bank or other private lenders.

Which is the best loan app in Uganda?

There are a lot of top loan apps in Uganda one can get a loan from. Some of them include the following;

1. Cente mobile app
2. Eazzy Equity app
3. ManguCash loan app
4. Zoficash
5. Mobizpay and more.
All these loan apps are some of the best in Uganda.

Which app can give me an instant loan in Uganda?

Most of the listed apps in this article can give you instant loans. As soon as you sign up with the loan app and request a loan, your account will be credited after they verify you are qualified.

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Anthony Adewuyi

Anthony Adewuyi

Anthony is a Content Writer with MakeMoney.ng. He is passionate about Finance, Business, and Tech related topics. He is a Digital Entrepreneur with vast experience in Data Analytics and Advanced Google Analytics

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