Titan Trust Bank: USSD Codes, mobile banking, contacts & more

Established in December 2018, Titan Trust Bank started banking operations in April 2019 after obtaining its National Banking license from the CBN. In June 2022, it acquired the popular Union Bank.

In this article, we’ve provided the key things you need to know about Titan Trust Bank, such as its internet banking, mobile banking, USSD banking, loans, account types, customer care, and lots more.

An overview of Titan Trust Bank

  • 2018: Titan Trust was established as a commercial bank
  • 2019: Obtained its commercial banking license from the Central Bank of Nigeria
  • June 2022: Titan Trust acquired 93.4% of Union Bank

Titan Trust internet banking

Titan Trust Internet Banking offers a very cool banking experience for all interested customers. Aside from being fast and easy, it’s also simple to figure out buttons and make transactions.

Registration for Titan Trust internet banking

Visit the page here to register for Titan Trust internet banking

Login to Titan Trust internet banking

You can log in to your Titan Trust internet banking portal here. 

Titan Trust mobile banking

Titan Trust has an effective mobile and digital banking solution for all interested customers. With the mobile app, you can manage your finances without visiting a branch office.

Key features

  • Airtime Top-up and Bill payments
  • Funds Transfer within and outside Titan Trust Bank
  • Biometric authentication for logging in and making transactions
  • Account statement request

How to download the Titan Trust Bank Mobile app


You can download and install Titan Trust Mobile from the Google Play Store. It has a small size of 10 MB and over 10,000 downloads. It currently has a review rating of 3.6 from over 150 users.


If you’re using an iOS device, you can download and install Titan Trust Mobile from the Apple App Store

Titan Trust USSD Banking

Titan Trust Bank’s USSD code is *922#. You can access this code from any network, but it should be on the phone number linked to your bank account.

If you use a phone number not linked to your account, it will prompt you to create a new account. If you’re not yet a customer of Titan Trust, then you can use this method to create an account with them. Just provide your BVN and follow the prompts.

Titan Trust Bank customer care

If you have any complaints or enquiries, you can always contact Titan Trust Bank. They have customer support staff that will attend to you.

Customer care number

  • 07000200200
  • 012265100
  • 012265129


  • Contactcentre@titantrustbank.com

Titan Trust Bank head office address

Titan Trust has a head office in Nigeria where they manage the banking services they offer. You can also visit the head office if you have any complaints or enquiries, wish to open a new bank account physically or obtain a loan.

Titan Trust headquarters is located at Plot 1680, Sanusi Fafunwa Street, Victoria Island, Lagos, Nigeria. Here are some other branches in the country.

  • Oshodi Mini POD Branch: 1 TGI Close, Off Oworonshoki-Oshodi Expressway, Ilupeju, Lagos State.
  • Obanikoro Mini POD Cash Center: Romson Building, 203 Ikorodu Road, Lagos State.
  • Ikeja POD Branch: 53 Allen Avenue, Ikeja, Lagos State.
  • Port Harcourt Flagship Branch: Plot 5, Olusegun Obasanjo Road, Rivers State.
  • Apapa Branch: 17, Burma Road, Apapa, Lagos State.
  • Kano Branch: 73, Murtala Muhammed Way, Kano, Kano State.
  • Abuja Branch: 685, Aminu Kano Crescent, Wuse 2, Abuja.

Titan Trust financial products, services, and account types

Current Account For Individuals


  • 24/7 banking services via our e-channels
  • An initial deposit of NGN 0.00
  • Access to loans, debit and credit cards, cheque deposits, and withdrawals


1. A duly completed account opening form including signature mandate.

2. Copies of any means of identification. It can be your Driver’s Licence, International passport, National I.D Card, etc.

3. A recently captured passport photograph.

4. 2 duly completed and suitable reference forms.

5. An utility bill issued within the last 3 months. This is to confirm your residential address.

Learn more and apply for a Current Account in Titan Trust Bank.

Savings Account


  • 24/7 banking services via our e-channels
  • No limit on cumulative balance
  • Allows for cheque deposit of up to 2 million Naira daily
  • A minimum of 10% interest rate per annum for customers who make less than 4 transactions per month


1. A completed filled account opening form with a signature.

2. Bank Verification Number (BVN).

3. A recently captured passport photograph.

4. A full KYC documentation of the customer. This includes the full name, date of birth, etc.

5. Valid proof of residence or work permit (for non-Nigerians).

6. Copies of any means of identification. It can be your Driver’s Licence, International passport, National I.D Card, etc.

7. A filled Risk Assessment Form. To be filled by the Account Officer.

Learn more and apply for a Savings Account at Titan Trust Bank.

Diaspora Banking

The Titan Diaspora Account is specially designed for Nigerians that are residing outside the country. It allows them to conveniently bank from any place they are without having to visit Nigeria.


  • Interested customers can open a Diaspora Savings, Diaspora Current or Diaspora Domiciliary account.
  • Diaspora Domiciliary Account can only be funded in Pounds, Euro, Dollars and Yen.
  • The minimum opening balance for the Diaspora Domiciliary Account is $100 or its equivalent.

Learn more and apply for a Domiciliary Account at Titan Trust Bank

Titan Cards

There are 4 different Titan Cards that customers can choose from. This includes the Naira Master Card, Naira Verve Card, Titan World Elite MasterCard, and the Titan Platinum MasterCard.

Titan Trust Bank loans

Personal Loan

This loan is only available to staff of corporate organizations that have bank accounts with Titan Trust Bank.

Loan features

  • Flexibility to meet varied personal needs
  • Domiciliation of salary account with Titan Trust Bank
  • Minimum Obligor limit of N100,000
  • 25% of the employee’s net annual salary with a repayment period not exceeding 12 months
  • Max. obligor limit of 50% of annual income (where the terminal benefit is not in place) and tenor not exceeding 24 months
  • Maximum obligor limit of 75% of annual income (where the confirmed terminal benefit is above 100% of the loan amount) and tenor not exceeding 36 months
  • Debt-to-income subject to 33.3%

Learn more and apply for a Personal Loan at Titan Trust Bank

Salary Advance

This loan product allows eligible customers to access up to 75% of their total monthly salary as a short-term loan. They can pay it back after receiving their next income.

Loan features

  • The maximum repayment term is 31 days, after which you’re expected to have received your next salary
  •  Domiciliation of salary with Titan Trust Bank
  • 1-month salary domiciliation

Learn more and apply for a Salary Advance loan at Titan Trust Bank

Fee Advance

If you’re a parent or guardian that has an account with Titan Trust Bank, then you may be eligible for a short-term loan that assists you to pay tuition fees.

Loan features

  • The loan amount can be up to ₦5 million
  • You can refinance the loan if you need to
  • You can obtain this loan and then transfer it somewhere else (remittance)

Learn more and apply for a Fee Advance loan at Titan Trust Bank

How to apply for Titan Trust Bank loans

Download the opening form of whichever loan you want to apply for and fill it out. The form can be submitted at any Titan Trust Bank branch.

You can also submit it through email (contactcentre@titantrustbank.com). If you encounter any challenges while trying to apply, you should contact Titan Trust customer care for guidance.

Titan Trust Bank website

Titan Trust Bank has a website where you can see all information about them on the web and learn more about their services. The website is Titantrustbank.com

Titan Trust Bank Swift Code information

A SWIFT code is a set of 8 or 11 digits that represents a bank branch. You’ll need to use one when sending money internationally.

Bank NameTitan Trust Bank Limited
Bank AddressPlot 1680, Sanusi Fafunwa Street, Victoria Island, Lagos, Nigeria

Titan Trust Bank branch locations

Trying to locate a Titan Trust branch? Don’t worry. Just visit the contact page of the bank and scroll down to see a list of all their branch offices across Nigeria. You can also make use of the map attached to the webpage.

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Victor Iyiola

Victor Iyiola

Victor Iyiola is a Content Writer with MakeMoney.ng. He has a great passion for Business, Finance, and Entrepreneurial topics. Victor is a big fan of
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